Metal Roof vs Asphalt Shingles: Cost, Lifespan, and Value

Published July 15, 2026

Metal Roof vs Asphalt Shingles: Cost, Lifespan, and Value

Metal roof vs asphalt shingles: Metal America metal roof on a building

First Published: July 15, 2026        Last Update: July 15, 2026


The honest answer: asphalt shingles cost less to install, and a metal roof lasts two to three times longer. If you plan to keep the building for more than 15 years, metal usually wins on total cost. If you’re on a tight budget or plan to sell soon, asphalt can still make sense. Here’s the straight comparison.

Metal America metal roof vs asphalt shingles will last longer as seen in this image with a central metal roof between two shingled roofs

A Metal America metal roof built to outlast several shingle roofs.

Metal roof vs asphalt shingles at a glance

Factor Metal Roof Asphalt Shingles
Lifespan 40 to 70 years 15 to 25 years
Up-front cost Higher Lower
Maintenance Very low Moderate
Fire resistance Non-combustible Combustible
Energy Reflects heat Absorbs heat
Recyclable Yes Rarely

Up-front cost

Asphalt is cheaper to buy and faster to install, so the first bill is smaller. A metal roof costs more up front because the material and the labor both cost more. For real numbers, see our metal roofing cost guide.

Lifespan and long-term value

This is where metal pulls ahead. You’ll likely replace an asphalt roof two or three times over the life of one metal roof. Add up those replacements and the tear-off labor, and metal often costs less per year. A metal roof also holds its look far longer, which helps at resale.

Maintenance and durability

Metal shrugs off wind, fire, and pests, and it won’t curl or lose granules like shingles do. Upkeep is minimal. See our metal roof maintenance guide for the short list. Metal also reflects solar heat, which can lower cooling bills (DOE cool roofs).

When asphalt still makes sense

Asphalt is a fair pick if your budget is tight right now, if you plan to sell within a few years, or if an HOA limits your options. It’s a proven product. It just won’t last as long.

FAQ

Is a metal roof worth it over shingles?

For most owners staying put, yes. The longer life and low upkeep usually beat the lower price of asphalt over time.

Does a metal roof cost more than shingles?

Up front, yes. Over the full lifespan, metal often costs less per year because you’re not re-roofing every 20 years.

Bottom line: pick metal for the long haul and asphalt for the short term. Metal America roll-forms panels in Post Falls, ID and Spokane Valley, WA. Ask us for a quote and we’ll help you compare.

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